How To Prosper And Make Your Dreams Become Reality In 2022

How To Prosper And Make Your Dreams Become Reality In 2022

How will you prosper in 2022?

What does 2022 have in store for you?

Some of you may not know, many will say that it depends on the economy, the government, Joe Biden or Boris Johnson.

The answer has less to do with the economy and more to do with your own economy, or what I call your U’conomy. Ask yourself these questions:

  • What’s your plan?
  • Have you written down your goals, dreams and plans?
  • What action steps are you taking to make them happen?
  • Where do you want to be in 1, 5 or 10 years?

The twenty first year of the twenty first century has been a year of firsts.

First time so much money has been created out of thin air.

First time a new medicine has been mandated on this scale.

First time a country’s citizens have been threatened with fines or imprisonment for not taking an injection.

First time governments and organisations like the UN and the WHO have acted in unison to control millions of people arounds the world.

First time people and economies have been locked down for a variant of a virus proved by South African scientists to be no worse than a bad cold or does of flu.

In the UK a few days before Christmas, the country was ‘spared’ a lockdown and yet another damaging closure of the hospitality industry. At the same time, Scotland and Wales are imposing post-Christmas restrictions, ruining New Year’s Eve trade, businesses in England are left in limbo unable to plan for the busy week ahead.

Despite the UK being in the biggest recession in 300 years and running up largest national debt ever, property and stock markets have gone up! They have been artificially pumped by quantitative easing – creating money out of thin air – and historically low interest rates providing trillions of dollars of cheap money.

When will the party end?

My estimate is that 2022 will be the year when stock markets crash, and the chickens of massive debt come home to roost.

The trigger could be when the Fed finally raises interest rates to curb the fastest inflation rise in almost 40 years. The FT reports that Fed officials expect three interest rate rises next year.

Inflation is rising around the world fuelled by ‘money printing’ by central banks on a scale never seen in modern history. The official US inflation is now 6.8%, the highest for over a decade, but half the rate suggested by Shadow Stats which claims real costs are rising by 15%.

Energy costs are set to double for millions of people which will increase the price of all goods and services, as costs increase for businesses and suppliers.

Property and share prices have continued to boom in 2021 leaving many investors thinking that prices will carry on going up indefinitely, something which has never happened before, especially when the fundamentals suggest that there should have been a crash years ago.

The Halifax recently reported that property price growth will slow in 2022. I have never heard a lender or leading estate agent predict that property prices will fall!

This year also saw millions of migrants and refugees on the move looking for a better life. From Bangladesh to South America and Europe migrants have walked or been trafficked across borders to claim asylum.

We have also seen climate disasters, such as the recent typhoon which has destroyed 90% of homes in the southern islands of the Philippines. While we in the west worry and fret over a shortage of turkey, millions of people around the world are starving.

Please donate to my Rotary Fundraiser – to provide food, clean water and shelter to the people who have lost their homes and will not be enjoying a merry Christmas.

Money also migrated so-called safe property havens in the UK, Canada, US and Australia.

Wealthy people have sought second and third passports and residency in countries offering citizenship for cash or property investment.

Financial education in investing is the key to building and keeping wealth. Never stop learning!

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.


Can you get rich by saving alone?



I cover financial education and money mindset in my books, like Borrow and Grow Rich (available for Kindle pre-order now –, which you can order on Amazon.

In this book, you will learn how the power of leverage and inflation can make you rich without working any harder than the average employee. You will also learn the difference between good debt and bad debt and why saving alone will not make you rich.

Pre-order BORROW AND GROW RICH before 31 December and I will send you a FREE PDF copy of Yes, Money Can Buy You Happiness.

Borrow and Grow Rich is available for Kindle pre-order now –


Wishing you a Merry Christmas and a prosperous New Year!

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