Do what you love and the money will follow

Tips LIFESTYLE | 03. June 2019

Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. Charles spent over 25 years in financial services working for banks, Insurance companies and as a qualified Independent Financial Adviser running his practice, before setting up his speaking, consultancy, and property business.

ABOUT ME

Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. Charles spent over 25 years in financial services working for banks, insurance companies and as a qualified Independent Financial Adviser running his practice.

Do what you love and the money will follow

Tips LIFESTYLE | 03. June 2019

asdasdasd Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. Charles spent over 25 years in financial services working for banks, insurance companies and as a qualified Independent Financial Adviser running his practice, before setting up his speaking, consultancy, and property business.

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ABOUT ME

Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. Charles spent over 25 years in financial services working for banks, Insurance companies and as a qualified Independent Financial Adviser running his practice.

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These 3 Money Secrets Will Make You Wealthy Without Working Any Harder

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In this job, you will never run out of work

Listen to In this job, you will never run out of workIn these uncertain and rapidly changing times, it is important to choose an occupation which gives you some guarantee of a long-term future. In the UK, the Home Office publishes an official list of ‘shortage occupations’, for which a qualified and experienced overseas migrant may qualify for a Skilled Worker visa. The list includes jobs such as, Health Service and Residential Day Care or Domiciliary Managers, various scientists and engineers, web development professionals, nurses and senior care workers.  The official government list for working visa qualification, only covers a fraction of the huge labour shortages in the UK. According to the report by Luminate, the following industries experienced a particularly large number of hard-to-fill vacancies at professional level: architectural and engineering activities computer programming and consultancy education employment and HR financial services human health activities legal and accounting services office administrative, support and business activities public administration and defence residential care activities retail trade social work. However, both of these lists contain glaring omissions- green jobs. In order to meet climate change targets, industry will need hundreds of thousands of skilled workers to fill new ‘green’ jobs. For instance, is estimated that 23 million gas boilers will need to be replaced in the UK, but there are not enough trained engineers to do the work. There is a shortage of 100,000 boiler engineers right now! Boiler engineers will have jobs for life replacing old boilers with electric and hydrogen boilers and servicing the new boilers. Millions of petrol and diesel cars will have to be replaced as governments around the world tax them out of existence. This will create a huge number of new skilled jobs. China is investing massively in new technology and green energy, as is the UK. The US could be left behind in what’s being called China’s century. The 20th Century was America’s, after Great Britain’s empire started to unwind following the German led First and Second World Wars. China is effectively colonising the world’s resources through trade rather than war. If you exclude the disastrous Chairman Mao century, China was one of the leading economies in the world in 18 of the last 20 centuries?  The UK government recently announced a massive retraining programme to reskill millions of workers whose jobs have become redundant due to new technology. The important word is “skilled”. Tens of millions of unskilled, as well as many skilled and technical jobs in accounting and law, will disappear in the next decade, so prepare yourself. Self-driving vehicles, AI and robotic technology are already here! Education is key to your future. Not just formal education, but also relevant vocational and on-the-job training in which you can ‘earn while you learn. An increasing number of people prefer to quit the rat race and start their own businesses, which is great.  Caution. Don’t fire your boss until you can replace your salary with your new business and do not spend all your savings or borrow to set up an expensive physical business like a shop. An ideal way to start is to set up a part-time online business, which you can run from home with little or no capital. With this in mind, I’m offering 3 free coaching calls sessions to anyone who is prepared to take the time and effort to learn and master money and business. Check the link in the next 24 hours on my Charles Kelly Marketing Facebook page https://www.facebook.com/CharlesKellyMarketer.   See omnystudio.com/listener for privacy information.

Landlords, Act Now Or Face A £30,000 Fine

Listen to Landlords, Act Now Or Face A £30,000 FineMost property investors and landlords are proactive when it comes to ensuring the safety of their tenants and properties, which is also in their own interest.  Under the latest Regulations, landlords must have the electrical installations in their properties inspected and tested by a person who is qualified and competent at least every 5 years. Landlords also have to provide a copy of the electrical safety report (EICR) to their tenants, and to their local authority if requested. The Regulations came into force on 1 June 2020 and apply from 1 April 2021 in England in cases where a private tenant has a right to occupy a property as their only or main residence and pays rent. This includes assured shorthold tenancies and licences to occupy.  Landlords who fail to comply could face fines of up to £30,000 or even criminal charges in the case of negligence. This does not cover PAT testing, which is still required. In most cases, it is cheaper to throw away perfectly good electrical appliances (most of which ends up in landfill) than calling in PAT testers and waste a day filling in forms. The changes to rules and regulations on gas, electrical work, building and a whole raft of red tape every few years are a bonanza for the sectors and create plenty of non-productive jobs. But the costs are ultimately passed on to landlords, tenants and taxpayers. Thousands of civil servants and various people in sector bodies and quangos are employed to constantly change rules and create more red tape to self-perpetuate their own jobs!  The same fate awaits perfectly good cars, which have the “wrong engine” this year! The will eventually be taxed out of existence ad end up on the scrapheap of throwaway society. For full details and government guidance see https://www.gov.uk/government/publications/electrical-safety-standards-in-the-private-rented-sector-guidance-for-landlords-tenants-and-local-authorities/guide-for-landlords-electrical-safety-standards-in-the-private-rented-sector Other News Plummeting central London rents hits landlords. Renters move into the city to take advantage of falling rents. Landlords face more arrears as unemployment soars. 500,000 renters likely to be pushed into arrears. Pandemic disproportionately hits younger lower paid workers. Self-employed grant recipients shunned by mortgage lenders. Peer-to-peer websites to be closed by FCA following a series of collapsed firms Beware of dodgy insulation which could render your home worthless Pension scammers target 8 million people Free Wealth Coaching Session for 3 people – limited offer Boris has an unsatisfied CCJ at 10 Downing Street! I was a financial adviser for 25 years, but became frustrated with the focus on only being regulated to offer products for the financial services industry. For instance, I could advise a client to invest in a Prudential Property Bond, but could not advise them to invest in a buy-to-let property themselves. I am no longer registered as an industry financial adviser, which means I cannot give specific advice on how to invest your money, but I can offer a wealth of guidance and tips on managing your money more effectively and building wealth over time. I am also the author of the book, , Yes, money can buy happiness, in which I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. With this in mind, I’m giving away 3 free coaching calls sessions to anyone who is prepared to take the time and effort to learn and master money. Check the link in the next 48 hours on my Charles Kelly Marketing Facebook page https://www.facebook.com/CharlesKellyMarketer See also: 95% Mortgages are back in the UK Property buyers overpaying to beat the Stamp Duty Holiday GET YOUR BUSINESS ONLINE TODAY, FREE!  Genuine…FREE LIFETIME ACCESS. NO credit card needed to start building your website yourself. Simple to use from readymade templates – no need for a web designer. https://groovepages.groovesell.com/a/uy9VcdqIvopT #investment#money#taxreturns#makemoneyonline#groovefunnels#FREE   See omnystudio.com/listener for privacy information.

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Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. Charles spent over 25 years in financial services working for banks, insurance companies and as a qualified Independent Financial Adviser running his practice, before setting up his speaking, consultancy and property business. Money Tips will help you save, make and accumulate more money whether you are a business owner, entrepreneur, employee or still searching for your vocation. For more tips and information visit Mondeytipsdaily.com. The Information given in this podcast is for your entertainment and should not be construed as financial advice. As always, take independent financial advice before making any investment decisions.

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