Do what you love and the money will follow
Do what you love and the money will follow
Tips LIFESTYLE | 03. June 2019
Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. Charles spent over 25 years in financial services working for banks, Insurance companies and as a qualified Independent Financial Adviser running his practice, before setting up his speaking, consultancy, and property business.
ABOUT ME
Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. Charles spent over 25 years in financial services working for banks, insurance companies and as a qualified Independent Financial Adviser running his practice.
Do what you love and the money will follow
Tips LIFESTYLE | 03. June 2019
asdasdasd Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. Charles spent over 25 years in financial services working for banks, insurance companies and as a qualified Independent Financial Adviser running his practice, before setting up his speaking, consultancy, and property business.
ABOUT ME
Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. Charles spent over 25 years in financial services working for banks, Insurance companies and as a qualified Independent Financial Adviser running his practice.
Turn Your Home Into Your Pension - Equity Release Mortgages Explained
You can turn your property into your pension, or provide a gift house deposit to your children with an Equity Release Mortgage. With Laurence Silver, independent equity release adviser.
Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps
**Join the training**: Register Now
If you need independent mortgage or equity release advice, email us to arrange a free consultation with Laurence Silver. Watch full interview - https://youtu.be/R7ujUB-7k9o
Serviced Accommodation
If you are a property owner or landlord looking to increase your rental returns whilst reducing the headache of section 21, and the looming renters reform act, contact me at SouthHerts@localagent.co.uk
Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps
Discover the keys to prosperous money management that won't compromise your quality of life.
**Join the training**: Register Now
https://us02web.zoom.us/meeting/register/tZUpc-mhpzgrG9xJNvCuCklVcOPpk82yMMKx
In today's challenging economic landscape, where inflation, higher interest rates, and downturns prevail, there are always those who not only survive but thrive. What sets them apart?
The answer lies within you.
Your internal economy and mindset have a more profound impact on your financial success than external events. Recent events have exposed that many lack the financial resilience to handle unexpected events like job loss or mounting bills.
But the good news is, you can take control.
Learn how to master your money in just 28 days, paving the way to wealth and financial freedom without sacrificing your life's pleasures.
In this free live online training, I will reveal:
- The 3-Step Formula for Financial Freedom and Successful Money Management
- Strategies to Transform Your Money Mindset
- Techniques to Build Lasting Wealth
About Charles Kelly:
Speaker, Podcaster, Author, Property Investor, Digital Marketing, Former Immigration Adviser and International Recruiter and Business Consultant.
Charles has been featured as an expert guest on prestigious platforms such as BBC News, Radio 5, and more. He is committed to helping individuals achieve financial freedom through education, effective money management, and the acquisition of valuable money-making skills.
Don't miss this opportunity to take charge of your financial future.
**Register now for this free online training**: Secure Your Spot
https://us02web.zoom.us/meeting/register/tZUpc-mhpzgrG9xJNvCuCklVcOPpk82yMMKx
#propertymanagement #servicedaccommodation #lettingagents #section21 #rentalproperty #money #financialfreedom #moneymanagement #tenantrights #buy-to-letproperty
This show was brought to you by Progressive Media
New free legal advice for tenants to block section 21 evictions
Good news for tenants, disaster for buy to let landlords.
Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps
Discover the keys to prosperous money management that won't compromise your quality of life.
**Join the training**: Register Now
https://us02web.zoom.us/meeting/register/tZUpc-mhpzgrG9xJNvCuCklVcOPpk82yMMKx
This comes as a new report states that 250,000 people are homeless because the council has run out of temporary accommodation.
Watch video version at Charles Kelly Money Tips Podcast: https://youtu.be/0yWoU7PbL7M
Another report by the BBC, as many, as 2 million people are falling behind with their utility bills.
Which bills do you prioritise?
Rightmove report that asking prices of houses are falling again.
The financial Times reports that UK construction companies are becoming insolvent at the fastest rate in over 10 years. 4000 building companies have gone bust in a year as material prices, soar, and construction slows.
Serviced Accommodation vs Buy-to-Let
Higher interest rates and increase in legislation has forced many landlords to consider switching to Serviced Accommodation, as opposed to the traditional buy to let standard AST tenants.
Serviced accommodation offers landlords the opportunity to increase their after-tax net returns, whilst avoiding many of the pitfalls linked to traditional buy to let, such as dealing with difficult tenants and the coming abolition of section 21 ‘no fault’ evictions.
In the past, landlords have been deterred from Serviced Accommodation due to the additional work involved. Traditional, letting agencies have been reluctant, or are just not equipped, to manage a Serviced Accommodation property involving guest turnover, bookings, cleaning, linen and so on.
But now there is a solution.
A new breed of specialist agencies has sprung up to satisfy this growing market by managing Serviced Accommodation properties at scale.
Open House South Herts has teamed up with one such agency that is actively seeking properties in the following areas:
Hertfordshire, Essex, Cambridge, as well as major metropolitan business areas in England.
They offer landlords a complete hand free full management service, taking care of bookings, changeover, cleaning and linen. Bookings come from a number of sources including corporate temporary lets and booking.com to ensure the 80% occupancy the company aims to achieve.
Landlords benefit from higher net rents and hassle-free management.
The management company offers agents a generous introduction fee without having to manage the property.
Serviced Accommodation properties should be furnished and decorated to a high standard. The company will advise on the recommended specifications. Landlords will need to inform their mortgage lender and insurer and some boroughs may require planning consent.
Whilst this may not work for every landlord, the is growing demand for this service.
If you are a property owner or landlord looking to increase your rental returns whilst reducing the headache of section 21, and the looming renters reform act, contact me at SouthHerts@localagent.co.uk
Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps
Discover the keys to prosperous money management that won't compromise your quality of life.
**Join the training**: Register Now
https://us02web.zoom.us/meeting/register/tZUpc-mhpzgrG9xJNvCuCklVcOPpk82yMMKx
In today's challenging economic landscape, where inflation, higher interest rates, and downturns prevail, there are always those who not only survive but thrive. What sets them apart?
The answer lies within you.
Your internal economy and mindset have a more profound impact on your financial success than external events. Recent events have exposed that many lack the financial resilience to handle unexpected crises like job loss or mounting bills.
But the good news is, you can take control.
Learn how to master your money in just 28 days, paving the way to wealth and financial freedom without sacrificing your life's pleasures.
In this free live online training, I will reveal:
- The 3-Step Formula for Successful Money Management
- Strategies to Transform Your Money Mindset
- Techniques to Build Lasting Wealth
About Charles Kelly:
Speaker, Podcaster, Author, Property Investor, Digital Marketing, Former Immigration Adviser and International Recruiter and Business Consultant.
Charles has been featured as an expert guest on prestigious platforms such as BBC News, Radio 5, and more. He is committed to helping individuals achieve financial freedom through education, effective money management, and the acquisition of valuable money-making skills.
Don't miss this opportunity to take charge of your financial future.
**Register now for this free online training**: Secure Your Spot
https://us02web.zoom.us/meeting/register/tZUpc-mhpzgrG9xJNvCuCklVcOPpk82yMMKx
#propertymanagement #servicedaccommodation #lettingagents #section21 #rentalproperty #money #financialfreedom #moneymanagement #tenantrights #buy-to-letproperty
This show was brought to you by Progressive Media
NEW THREAT To Landlords And Employers As Home Office Tripple Fines For Supporting Illegal Immigrants
Just when landlords thought they’d suffered enough red tape a new threat is looming.
Join me online on my free live money management training Wednesday at 8.00PM.
Register now - https://bit.ly/3QPp8IHThe UK Home Secretary, Suella Braverman, announced this week that fines will be more than tripled for employers and landlords who allow illegal migrants to work for them or rent their properties.
Watch full YouTube video version - https://youtu.be/Uk-RbN5A6dI
The civil or non-criminal penalty for employers, last raised in 2014, will be increased to up to £45,000 per illegal worker for a first breach from £15,000, and up to £60,000 for repeat breaches from £20,000.
Fines will rise from £80 per lodger and £1,000 per occupier for a first breach to up to £5,000 per lodger and £10,000 per occupier.
Repeat offenders will face fines of £10,000 per lodger and £20,000 per occupier, up from £500 and £3,000 respectively.
The higher penalties, which require a lower burden of proof than a criminal prosecution, will be introduced in 2024.
The Home Office will consult on options to strengthen action against licensed businesses who are employing illegal workers later this year.
Almost 5,000 civil penalties have been issued to employers with a total value of £88.4m since 2018.
In the same period, buy-to-let landlords have been hit with over 320 civil penalties valued at £215,500.
Minister for Immigration Robert Jenrick said that employers and landlords should already be checking the eligibility of anyone they employ or let a property to. There are a number of ways to do this, which are not changing, including via a manual check of original documentation and a Home Office online checking system. The online check takes only 5 minutes.
Over 17,000 people have entered the UK illegally this year on small boats from France.
UK inflation fell to 6.8% (from 7.9) this week raising hopes that the Bank of England will hold interest rates at 5,25% - the highest for 15 years - next month.
However, with core inflation unchanged at 6.9% interest rates could rise to 5.5% adding further pressure on the housing market and driving the UK further towards a recession.
We are not out of the economic woods yet, so learning how to manage your money has never been so crucial.
See also:
Landlord - Serviced Accommodation V Buy-to-Let Property Rental And HMO’s - Exploring Alternative Buy-to-Let Strategies in the UK: Serviced Accommodation, Holiday Letting, and HMOs
See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA
If you would like more information and an assessment on letting your property hassle free, hands-off with FULL MANAGEMENT using the serviced accommodation model, email southherts@localagent.co.uk with your property details and location.
Content for educational purposes only, not financial advice. Always speak to an independent financial or mortgage adviser.
If you would like more information and an assessment on letting your property hassle free, hands-off with FULL MANAGEMENT using the serviced accommodation model, email southherts@localagent.co.uk with your property details and location.
Content for educational purposes only, not financial advice. Always speak to an independent financial or mortgage adviser.
3 Steps To Success Money Management!
I want to help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 8.00PM.
Places are limited, so register now below to avoid disappointment.
#illegalimmigration #illegalmigrants #interestrates #property #mortgages #remortgage #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealth #bankofengland #inflation #money #servicedaccommodation #holidaylet #HMOrental #holidatrental #airbnb #booking.com #buytoletlandlords #health #business
This show was brought to you by Progressive Media
Do This And Everything Will Change For You
This simple hack will Improve Everything in your life from relationships to health and wealth.
Join me online on my free live money management training Wednesday at 8.00PM.
Register now - https://bit.ly/3QPp8IH
Peter Drucker said, if you cannot measure you cannot improve it.
This not only applies to businesses management, but also life and money management.
In this short video, we explore relationships, health and money management…Watch on YouTube https://youtu.be/v4sZB70MDhc
See also:
Landlord - Serviced Accommodation V Buy-to-Let Property Rental And HMO’s - Exploring Alternative Buy-to-Let Strategies in the UK: Serviced Accommodation, Holiday Letting, and HMOs
See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA
If you would like more information and an assessment on letting your property hassle free, hands-off with FULL MANAGEMENT using the serviced accommodation model, email southherts@localagent.co.uk with your property details and location.
Content for educational purposes only, not financial advice. Always speak to an independent financial or mortgage adviser.
3 Steps To Success Money Management!
I want to help you get control of your money, learn how to invest and become financially free.
Join me online on my free live money management training Wednesday at 8.00PM.
Places are limited, so register now below to avoid disappointment.
#peterdrucker #lifemanagement#interestrates #property #mortgages #remortgage #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealth #bankofengland #inflation #money #servicedaccommodation #holidaylet #HMOrental #holidatrental #airbnb #booking.com #buytoletlandlords #health #business
This show was brought to you by Progressive Media
Subscribe to my podcast
Welcome to Money Tips by Charles Kelly, author of Yes, Money Can Buy You Happiness. Charles spent over 25 years in financial services working for banks, insurance companies and as a qualified Independent Financial Adviser running his practice, before setting up his speaking, consultancy and property business. Money Tips will help you save, make and accumulate more money whether you are a business owner, entrepreneur, employee or still searching for your vocation. For more tips and information visit Mondeytipsdaily.com. The Information given in this podcast is for your entertainment and should not be construed as financial advice. As always, take independent financial advice before making any investment decisions.
Subsribe Now
Money Tips will help you save, make and accumulate more money whether you are a business owner, entrepreneur, employee or still searching for your vocation.
our Latest Blogs